LOVE ciect home, American State Bank & Trust Company's Home Team offers personalized service, simple solutions and financially sound options to get you into your happily-ever-after home. Visit with Joan, Julia, Mary Jo or Annie today. AMERICAN STATE BANK AND TRUST COMPANY Banking, the American State Way 223 Main Street Williston, ND 774-4100 Joan Mainwaring VP & Real Estate Loan Manager NMLS #790443 jmainwaring@asbt.com Julia Hill Asst. Real Estate Loan Manager NMLS #403732 jhill@asbt.com Mary Jo Oster AVP & Real Estate Loan Officer NMLS #474151 moster@asbt.comm Annie Loader Real Estate Loan RepresentativeMember www.asbt.com FDIC ASB&T NMLS #407966 NMLS #1731581 aloader@asbt.com